Go organic on a budget

Tags

Abel & Co, Aldi, apples, Asda, bag for life, bargains, beans, beers, butcher, canned tomatoes, cheese, chickens, choice, clothes, cost-effective, discount section, dreid goods, eggs, environmentally aware, exercise, expensive option, farm, farmers market, flapjacks, freeze, garden, green grocers, independent retailers, kitchen cupboards, local produce, meat, Morrisons, non-organic items, organic basics, organic coffees and teas, organic food, organic products, organic ranges, pasta, price comparisons, pubs, research, rhubarb, rice, Riverford, runner beans, Sainsbury’s Lidl, season, shopping around, soups and stews to pasta sauces, supermarkets, Tesco, tomatoes and strawberries, Waitrose, waste, wines, world

We are increasingly being told that organic food is the way to go if we want to be super healthy and environmentally aware.

While we are all for that, we know this route can also be a more expensive option, so we have looked at how you can make the switch even if you have a budget you need to stick to.

Start with your kitchen cupboards
First of all, don’t throw out everything in your kitchen that isn’t organic – that causes waste which isn’t the aim of this exercise at all. As you run out of basics such as pasta, canned tomatoes, beans, rice, and other everyday dried goods, replace them with organic, which are often found at the same price as your regular non-organic items. Over time easy swaps will mean you have a kitchen cupboard which is full of organic basics so you will always be able to create a tasty meal or snack that is good for you and the world around you. You might also want to apply the same principles when it comes to cleaning products, as well as clothes, as there is a whole range of organic products out there just waiting to be found.

Do your research
Increasingly, supermarkets and independent retailers are offering organic ranges, so it is worth researching who is doing what. Outlets including Aldi, Asda, Tesco, Waitrose, Sainsbury’s, Lidl, and Morrisons now sell their own brand organic ranges which can be more cost-effective than dedicated non-organic branded products which not only means you can get the best value for money but you have a better choice. It may take time to do this, but we think it is worth shopping around and doing some price comparisons to get the best deals for you. Oh, and don’t forget to go to your local greengrocers, butcher and farmers’ market as they can be real organic treasure troves.

Go with the seasons
This can take a while to get used to, but if you want to go organic and keep costs down, eating local produce when it is in season is the way to go. From tomatoes and strawberries to rhubarb and apples, there are some great foods out there, you just need to know what to look for and when.

Buy a box
Another way to eat with the seasons is to take part in a box scheme. There are various options out there, including Abel & Co and Riverford as well as local companies and they are a fantastic way to move to organic eating. You can mix and match your foods, including eggs, meat, and cheese, to get a box that is right for you.

Shop at the end of the day
This isn’t exclusive to organic food, but if you shop at the end of the day and check the discount section, you will be amazed at some of the bargains on offer and if you freeze what you aren’t going to eat that day, there is no waste either.

Leave packaging behind
Retailers are starting to stop using unnecessary food packaging and this is often the case with organic options. You don’t need broccoli wrapped in plastic, so take a bag for life, or even better a basket, when you shop and you can feel extra pleased with your choices.

Do it yourself
Growing your own food is a brilliant way to go organic. We aren’t saying go and buy a farm and get chickens, but growing herbs in the kitchen, tomatoes in tubs and runner beans in the garden are simple ways to do it yourself. Not only do these taste miles better than shop bought produce, but having your own mini kitchen garden is rewarding and totally cost-effective, go you!

Cooking from scratch
With a well-stocked larder, we hope that breaking away from microwave meals and cooking from scratch might be easier? One of the best things to do is plan your meals and then batch cook, freeze portions and make lunches in advance. From soups and stews to pasta sauces and flapjacks, you will honestly wonder why you didn’t start soon.

Organic when you eat out
You don’t have to be tied to the kitchen sink to make organic choices. You will increasingly find organic restaurants when you are out and about, as well as organic coffees and teas being served in cafes and wines and beers in pubs. Once you starting looking you will be surprised at what is on offer out there.

We hope you can see that while you need to be a little creative, small lifestyle changes can help you and the planet be healthier and happier.

Team Pure Beauty

Get on top of your finances in 2018

Tags

add up, auctions, bargains, bills, BOGOF, budget, buffer, cake, car boot sales, car insurance, car payments, charity shops, cheaper, Citizens Advice Bureau, deals, eat, end of the day deals, entertainment, environment, finances, fixed costs, food shopping, freeze, fresh, heating, holidays, housing, incomes, insurance, list, loaf of bread, loyalty cards, money, month, mortgage, packed lunches, pets, phone bill, pocket, Rainy day fund, rent, retro, save money, savings, school uniform, shopping, snacks, spend, spiralling out of control, standing orders, statement, stress, utiliy bills, value, vouchers on leaflets, waste, water, work, worries

Do you know how much you can afford to spend each month, or do you keep using you cards and then lie awake at night working out how you’ll pay for everything?

With Brexit just over a year away, businesses concerned about the future and the world in a volatile place, money worries are on the rise, as are prices, and debt seems to be a bigger issue for many people.

While rent and council tax take up a big chunk of incomes, those large costs often aren’t the problem, it’s the smaller bills that add up and the unexpected expenses that can cause stress.

We have had a look at how to keep on top of things so you don’t feel like you’re going under every time you look at your statement.

Have a budget
Yes, it sounds simple but sometimes going back to basics can be a good idea. Making a list of the money coming in and out each month lets you see exactly what is happening with your finances, rather than burying your head in the sand. Firstly look at income, then list all of your fixed costs and should including your housing, utility bills, standing orders, car payments, insurance and phone bills. Then look at your fluctuating costs such as food shopping, entertainment, holidays, pets and anything else you have to cover. With all of this in hand you can work out how much is left, or not, and where changes could potentially be made.

Shop for the bargains
We all like nice things, but there are many savings to be had out there, and deals can really help keep you buoyant. Buying presents in the sales, stocking up on school uniform when it’s half price and shopping around for cheaper car insurance might seem like an extra job to add to your list, but the pounds soon add up. It is also worth looking at the money off vouchers on leaflets, loyalty cards and incentives as these can make a real difference to your pocket.

Meal planning
Another way of saving money is by actually only buying the food you need and not letting fresh items go to waste. Before you go shopping, work out what you are going to eat in the week, include packed lunches and snacks, and only buy those items. Yes, BOGOF might seem like a deal you can’t miss out on, but when that extra cake or loaf of bread goes mouldy, you haven’t saved anything at all.If there are items deals going cheap at the end of the day, buy them but only if you are going to eat or freeze them straight away.

Turn off your lights
It is amazing how many people leave lights on, have the heating burning at full blast when they are out and let the water run as they brush their teeth. All of these things cost money, so turn things down and switch them off if you want to save money, and the environment.

Second hand options
Vintage, retro, upcycle are all on trend and for a good reason, they offer value. You don’t have to buy everything new and if you go to charity shops, car boot sales and auctions, you will amazed at the bargains there are to be had.

Rainy day fund
We all like to think the unexpected won’t happy to us, but it does. If you can, try to save a little money each month so that if the car does break down or the boiler goes wrong, you have a buffer and don’t hit the red.

Keep on track
Once you have your finances in place, don’t them slip. Making lists, having a database and checking your online banking on a weekly basis can help you keep on track. If you do feel things are spiralling out of control, talk things over with a trusted friend or speak to Citizens Advice Bureau but don’t let the bills pile up and the stress get on top of you.