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Tag Archives: do it yourself

How to have a very eco-Christmas

27 Wed Nov 2019

Posted by Stark in Health and Happiness, Life and Fashion

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A renewable Christmas tree, a trip to the beach, bean casserole, black bag open, bows, box of chocolates, brand new, brown paper, bubble and squeak, buying, carbon footprint, carnage, check it twice, Christmas, Christmas cards, Christmas Day, Christmas tree, Christmas-tree hire service, comfort zone, compost, cuts down, December, do it yourself, e-cards, eco-conscience, environment, fake tree, family and friends, farms, festive season, future generations, garden, garden centres and nurseries, gesture, gift from the heart, glass, glitter, glittery paper, Go meat free, green, happy, hurtle, kinder, leftovers, local farms and butchers, local food bank, local landfill, make a list, millions, money, new trend, nut roast, omelette, organic and free-range options, pair of socks, planet, plant, Plastic, post vans, Recycle gifts, resolutions, ribbons, Santa, shiny, soup kitchen, spicy sweet potato wedges, stop and think, stylish, super simple, supermarket, tat, thrown away, tinsel, trees, vegetarian and vegan recipes, walk in the park, waste, wrapping paper, wrapping up

www.pexels.comAs we hurtle our way towards the festive season, now is the time to stop and think about what you are buying, and why you are buying it. Yes, we all want to have a great time with family and friends, but to do this there is no need to buy tinsel and tat that will take the local landfill to bursting point.

We have some top tips on how you can be kinder to the planet and look out for future generations while still raising a glass (not a plastic one) with your nearest and dearest this Christmas.

A renewable Christmas tree
You read it right. Millions of Christmas trees are bought every year and that’s a lot of waste! Other options include going for a fake tree – but if you do this, pack it up and keep it for years to come. A new trend being seen in farms, garden centres and nurseries is one where there is a Christmas-tree hire service, so you collect, use and return! Or you can do it yourself and buy a rooted tree that you then plant in the garden after Christmas and bring back out from the cold for the next few weeks.

What about cards?
An unbelievable number of Christmas cards are thrown away each year, so let’s put a stop to that. You can either use ones from years gone by, make your own (leave the glitter out of the equation) or you can send e-cards which cuts down your carbon footprint as well as saving trees and money, oh yes and the fumes of the post vans that deliver them!

Recycle gifts
Years ago, no one would have thought about doing this, but if you have goodies that are brand new that you didn’t want, dust them off and wrap them up for someone else – they will be happy and so will your eco-conscience.

Wrapping paper
Speaking of wrapping up, this is a good one to thing about as all that shiny, glittery paper isn’t up too much for anything other than ripping up come Christmas Day. If you can, save paper each year and bring it out next December, giving it a gentle iron if need be. You can also go for brown paper, draw on bows rather than using ribbon and keep things super simple but stylish and environment loving.

Give away your time
Why spend money if you don’t have to? Instead, give a gift from the heart and do something nice for someone instead of giving them another pair of socks or box of chocolates. You could create some pretty cheques and make them out for something like a walk in the park, a trip to the beach, or an hour of gardening once a week and use this as a lovely gesture of showing how much you care.

Go meat free
This idea seems alien to some, but even if on one day you look at creating vegetarian and vegan recipes, it could make a difference if everyone did the same. We aren’t talking about an omelette or nut roast, but instead look at a tasty bean casserole, spicy sweet potato wedges or bubble and squeak – it might be out of your comfort zone, but it could lead to some pretty special resolutions come 31st December. When you do eat meat, go for organic and free-range options, and if you can, support your local farms and butchers – not just at Christmas, but all year round.

Don’t over buy
You know what we are talking about here. The day before Christmas and the supermarket is carnage as people stock up as if the world is going to end, whereas you’ll find somewhere open on the big day if you run out. Just like Santa, make a list, check it twice and this year, be nice rather than naughty and keep to it! If you have leftovers, see what you can freeze, donate some to an elderly neighbour, local food bank or soup kitchen and then compost any other waste.

Recycle
We know the temptation is to keep a black bag open and on the go come Christmas morning, but rather than chucking everything in the bin, have fun as you open presents and cook dinner, and sort things into recycling as you go to keep things green.

You see, it’s the small things that can really have a big impact, so go forth and enjoy the festivities but keep the planet in mind whenever you can.

Team Pure Beauty

Spring clean your finances

08 Sun Apr 2018

Posted by Stark in Health and Happiness, Life and Fashion

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100%, admin, advantage, advert, April, balance transfers, bank, bank statements, bill, budget, building society, carboot sales, cash, cash flow, charity, claim, claims guys, clear, clutter, Collect points, credit cards, do it yourself, financial, free coffee, garage, garden, gym memberships, home, inbox, insurance policies, internet bills, investments, ISA, loyalty schemes, magazine subscriptions, manager, month, offer, online services, paperwork, pay rise, pennies, pounds, PPI, promotion, rainy day, recycle, savings, shopping, sites, small print, vouchers, work hard, www.which.co.uk

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You think nothing of spring cleaning your home, garden or garage, but how often do you take stock of your finances?

Make April the month to clear away those cash cobwebs and let the pennies take care of the pounds.

Sort out the admin
It is well worth spending an hour or two getting your paperwork together so you can see what your financial position is at this current moment. If you don’t know where you are, it’s hard to get a plan in place for the future. Sit down with a cuppa and your bank statements, insurance policies, energy costs, mobile phone and internet bills and anything else you pay out on. Make a list of how much things are costing each month and this will give you a good starting point.

Chuck out what you don’t use
This might sound silly but check your bank statement carefully as it could be you are paying for gym memberships, online services and magazine subscriptions you no longer use and if that’s the case, look at stopping these so money can be better spent elsewhere.

Swap things around
We know that changing suppliers can be a pain but it is worth shopping around and seeing where savings can be made.

Look for balance transfers on credit cards
If you’re paying full interest rates on your credit cards, see if you can move to another provider so you can clear your balance quickly and for less.

Make the most of your savings
If you do have savings accounts or an ISA, pop into your bank or building society and make sure you are getting the best return on your investments. Also, make sure you use your IAS allowance because you either “use it or lose it”.

Ask for a pay rise
If you work hard and give 100% to your employer, at your next review why not ask for a pay rise? Write a list of all your achievements over the past year and when you sit down with your manager highlight these and your ambition to move up the career ladder. Put your best points forward and you never know, you might get a rise and a promotion! If you don’t ask, you don’t get!

PPI
You have seen the adverts but if you think you have something to claim when it comes to PPI, or are just interested, the window closes on 29 August 2019. Try to steer away from the claims guys and instead look at www.which.co.uk to find out how to do it yourself.

Collect points
Using loyalty schemes might feel uncomfortable for some, but they can really make a difference. Points can equal cash, vouchers and free coffee, so read the small print to make sure you aren’t signing your life away, but if it’s going to help, take advantage of what’s on offer.

Recycle
If you want to make some cash, as you spring clean the house look at what you can sell on local sites or at carboot sales and give away anything else to charity to keep the clutter at bay.

Once you have got your affairs in order, create a budget, including saving for a rainy day, and stick to it. You will find that if you are in control of your cash, it will not longer control you and you won’t feel sick each time a bill lands in your inbox.

Team Pure Beauty

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