Take the financial squeeze away from Christmas

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The ads are on TV, the lights are up in town, and those shopping lists are getting longer by the day. While Christmas is meant to be a time of celebration and joy, the reality is that all those presents, splashing out on a new dress for the Christmas party and having to buy another Secret Santa, means that our bank balances, and stress levels, can go into the red.

We have had a look at some easy ways to boost your cash flow at a time when you most need it, and take off some of the pressure that can take the fun out of Christmas.

Sell what you don’t need
Have a look in your loft and cupboards and we bet there are loads of things gathering dust that you don’t need, but that someone else would snap up! You don’t have to head out to a cold, rainy car boot sale to flog your stuff these days as there are lots of selling sites out there, as well as great local groups on Facebook that work really well. Whether it’s a mobile phone that you no longer use, a keyboard you never play, or a pair of heels that are just too high, the internet means you have a global marketplace to sell what you don’t need, but other people do!

Make the most of your skills
The Sunday Times bestseller, The Multi-Hyphen Method, looks at how you don’t need to have one main job anymore. From writing and photography, to social media management and dog sitting, there are lots of side hustles out there you can get involved with to make some extra money. Make sure you get things sorted out first, like your tax and insurance, and then rather than watching TV or playing on the X-Box, you could use that time to clear your overdraft and get together some much-needed extra cash.

Make a switch
Simply switching bank accounts you could make yourself a tidy pile of cash – check The Money Saving Expert to find out how. You can also look at switching your utilities if you want to save more money and make a tidy pile of cash. It might be a little bit of a hassle, but there are some good deals out there if you do your research.

Secret Santa
If you are really smart, don’t buy everyone a present this Christmas, instead think about doing a Secret Santa. Whether it is for extended family, work colleagues or flatmates, set a budget, pick something you know your chosen recipient will love and you won’t only save money, you’ll have less things to sell to on eBay next Christmas too!

Go for deals
When it does coming to shopping, look out for the deals, there are many to be had. From discounts, ‘buy one get one free’ offers, samples and three for two deals, you will find a lot of ways to make your cash go further.

The great thing about all of these ideas, is that while they can help you around Christmas, if you put them into play all the time, your bank account should be healthy 12 months of the year.

Team Pure Beauty

Keep calm and actually enjoy Christmas

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Don’t laugh, we are being serious here, you can keep calm this Christmas.

Yes, there’s the shopping to do, presents to wrap and don’t even start us on the table plan for the big day, but Christmas is meant to be a happy time when you can celebrate the good in life and spend time with those you love.

Instead of being annoyed you got the rubbish Secret Santa present (again) and laying awake at 3am worrying about whether to cook turkey or beef, keep calm with our easy to follow tips and you’ll feel like the Sugar Plum Fairy all the way to 2018.

Calm Time
Think about the times in the day when you feel calm and content and go back to those moments when you feel your stress levels rising. This could be when you wake up, sip your first hot cup of coffee of the day, you get a hug from your best friend for showing up to her work drinks or when you sit watching The Holiday for the 100th time – whenever it is, go back to that point and count to ten.

Feel Good
Don’t focus on the negatives and stop yourself from moaning, about everything that needs to be done. Yes, there will things you don’t like doing over the festive period, but why don’t let those awkward in-laws dominate your thoughts and instead think of the great stuff that is happening and your mood will be lifted.

Plan Ahead
Leaving everything to the last-minute is a recipe for disaster. If you can, start early, plan your Christmas list and every-time you are out shopping, add a gift in the basket. Before you know it, you’ve got a stock of presents, and there will be no need for panic buying amongst the masses on Christmas Eve.

Be a Kid
Christmas is all about the children and because they naturally seek out fun and happiness, we think you should do the same and are pretty sure you will feel so much better for it.

Take a Break
Rather than filling every moment of every day with jobs, take time out for you too. Whether it is lunch with a friend, having your hair done or going to a yoga class, putting up the decorations and delivering cards can wait, but your happiness can’t.

Pat on the Back
Remember what you have done already. Yes, you might not have the turkey yet and Aunt Betty might not have a present under the tree, but things will get done so just remember how much you have already achieved and give yourself a pat on the back.

Delegate
You don’t have to run the Christmas show alone. Getting flatmates to decorate the tree, asking your boyfriend to buy presents for his family, asking your mum to make the cake and buying presents online, will all take the pressure off you and give you some breathing space.

Meditate
Take ten minutes out to meditate. If things are getting too much, find a quite spot, concentrate on your breathing and slow down. By being in the moment you can take back control and look at your to do list with fresh eyes and a new perspective.

Stop and Think
Think about why you love Christmas, and the good things that happen over that special time. Christmas often passes in a blur of wrapping paper and champagne corks, but if you stop, savour the moment and cherish those you love, you will realise it is all worth it.

Set a Deadline
Put a date in your diary when you stop doing things for everyone else and start enjoying yourself. We all need to take time off and relax, and that includes you.

Whatever you do this Christmas, keep calm, be grateful for what you have in your life and be happy.

Team Pure-Beauty